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Home > Blog > McInnis Insurance Services, Inc. Blog Page 5
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McInnis Insurance Services, Inc. Blog Page 5

View the latest blog posts from McInnis Insurance Services, Inc..

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Friday, March 8, 2019

Keeping Life Insurance After the Kids Move Out

If you recently emptied your nest, you might start looking at your finances in a new light. You might now need to take a closer look at your finances. Do you still need to maintain some of the costs you have to pay now? Is your life insurance now less necessary? Those thoughts might cross your mind. READ MORE >>

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Tuesday, February 5, 2019

If Your Home Is Lost, Does Your Mortgage Company Get the Check?

A devastating storm rips through your community. Your home suffers significant damage. The home insurance agent tells you that repairs are just too expensive. Instead, it wants to help you rebuild your home. Or, it wants to pay you the maximum allowable under the policy. READ MORE >>

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Friday, January 11, 2019

How to Save Money with a Young Driver on Your Auto Insurance

Young drivers are likely to raise your auto insurance rates. These drivers have little to no experience. They are also more likely to be reckless. As a result, most car insurance companies charge a bit more for coverage on their vehicles and to insure the driver. However, there are a few ways to help you to reduce costs. READ MORE >>

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Tuesday, December 11, 2018

Can Roommates Carry Only One Renters Insurance Policy?

Young people often find roommates are convenient partners to share costs in their first homes. Roommates often share rent, utility bills and certain possessions. They occupy and take care of the same safe. Yet, each party’s renters insurance needs remain separate entities. READ MORE >>

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Tuesday, November 6, 2018

The Advantages of Having Life Insurance

Life insurance can provide you with a number of benefits. Though it pays a death benefit to your loved ones, it can play a role in your financial health now, too. The key is to choose the right policy for your needs. Consider a few of the best advantages to purchasing life insurance. #1: It Pays for Final Costs READ MORE >>

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Monday, October 8, 2018

Can Adding a Generator to Your Home Reduce Home Insurance Costs?

Imagine what happens when the power goes off. Instantly, your refrigerator cannot keep food cold. Your home’s heating and cooling system cannot work. The sump pump in the basement cannot run. These are all risks. And, they can raise the risk of you having to file a home insurance claim. READ MORE >>

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Thursday, September 13, 2018

What Is Buzzed Driving and How to Avoid It

Buzzed driving occurs when a person drives after consuming alcohol but is not necessarily intoxicated. An individual consumes some alcohol, which could cause some level of impairment. Some drivers are still at a high risk of causing an accident in these situations. When should you stop drinking if you plan to drive? READ MORE >>

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Monday, August 13, 2018

Understanding the Cost of Your Rental Home’s Possessions

You won’t own the home or apartment you rent. That belongs to the property owner. However, you’ll own your possessions in the home. Those items need protection. If you have renters insurance, the good news is you’ll probably have possessions coverage. READ MORE >>

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Thursday, July 19, 2018

Think of the Things You Can Do With Life Insurance

When you hear about life insurance, you might not exactly know what it’s good for. Your family is financially secure. You don’t anticipate an early death. What are the financial benefits this coverage can provide for you? Don’t let your own security fool you. READ MORE >>

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Monday, June 4, 2018

Will Home Insurance Cover Roof Damage from Wind?

Wind can be powerful. Even if you do not live near the ocean or plains, it can cause damage to your home.  The roof is highly susceptible to such damage. In a flash, your roof shingles may no longer be present. You may even see the roof lift off the structure. This type of damage is very destructive. READ MORE >>

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Baton Rouge, LA 70809

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