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McInnis Insurance Services, Inc. Blog: home

View the latest blog posts from McInnis Insurance Services, Inc..

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Wednesday, June 16, 2021

An Overlooked Fire Hazard in Your Home

Lint is the fuzzy stuff that comes out of your pocket with your change when buying something at a store. It seems harmless enough except that in large quantities, it is extremely flammable. The reason is that it has a lot of surface area for a flame to take hold. It also contains lots of trapped air which helps to support combustion. READ MORE >>

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Thursday, February 25, 2021

Cash-Value Homeowners Insurance

Protecting your biggest investment, your home, can be costly. If you are purchasing a house but are worried about expensive premiums, you may want to consider a more affordable cash-value policy.   How It Works  Every homeowner policy covers household contents. READ MORE >>

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Friday, October 16, 2020

Is Homeowners Insurance Based on Property Value?

The amount of home insurance you need, as well as the price of insurance, depends on several factors. Primarily, your home insurance coverage needs should be based off the value of that which you want to insure. For example, the value of your physical home and personal belongings.   READ MORE >>

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Tuesday, June 30, 2020

Do You Know What Your Homeowners' Insurance Policy Covers ?

Many homeowners may have a problem and may not even be aware of it. Many don't know what their homeowners insurance policy covers. There are reasons for this, some of which are understandable.   Many people buy their initial homeowners' insurance policy when they purchase their home. READ MORE >>

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Friday, February 28, 2020

When Is It Worth Filing A Burglary Claim?

When it comes to home insurance, burglary is frustrating. Stolen goods might be more valuable for sentimental reasons than economic reasons, and the value of the claim might not even match the deductible. This can leave you in an awkward situation where you would be covered if the thieves had stolen a little more than they did. READ MORE >>

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Tuesday, July 2, 2019

What is Scheduled Items Home Insurance?

When you buy your homeowners insurance, you won’t only insure the house, but you’ll also insure the items in the home. As much as the structure, your possessions have value, and you don’t want to lose them. You’ll likely be glad to know that your homeowners insurance can help you protect your possessions. READ MORE >>

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Friday, June 7, 2019

Home Insurance Costs for Liability Coverage

Home insurance is a requirement for many property owners. Even if you do not have a loan on your home, it is one of the most important financial investments you can make. Yet, many people want to ensure they are not overpaying for their coverage. They want the best rate for the right level of protection. READ MORE >>

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Tuesday, May 7, 2019

What Can You Bundle with Your Auto Insurance

Bundling is a term you may hear a lot about when purchasing insurance. In short, it is an opportunity to put multiple types of insurance together with the goal of saving money. This method can be helpful when you wish to save money on your auto insurance. Yet, many people are unsure how to access it or how to get the best price. READ MORE >>

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Tuesday, February 5, 2019

If Your Home Is Lost, Does Your Mortgage Company Get the Check?

A devastating storm rips through your community. Your home suffers significant damage. The home insurance agent tells you that repairs are just too expensive. Instead, it wants to help you rebuild your home. Or, it wants to pay you the maximum allowable under the policy. READ MORE >>

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Monday, October 8, 2018

Can Adding a Generator to Your Home Reduce Home Insurance Costs?

Imagine what happens when the power goes off. Instantly, your refrigerator cannot keep food cold. Your home’s heating and cooling system cannot work. The sump pump in the basement cannot run. These are all risks. And, they can raise the risk of you having to file a home insurance claim. READ MORE >>

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McInnis Insurance Services, Inc.
7814 Office Park Blvd
Baton Rouge, LA 70809

Phone: 225.926.0860
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