Preheader

 

Get A Quote About Contact Home Page
  • Home
  • Get a Quote
    • Apartment/Condo
    • Automobile
    • Aviation
    • Boat
    • Business
    • Farm
    • Flood
    • Homeowners
    • Life
    • Motorcycle
    • Recreational Vehicle
    • Renters
  • Customer Service
  • Make a Payment
  • Claims
  • Resources
    • Refer a Friend
    • Hurricane & Flood Info
    • Louisiana Department of Insurance
    • Our Carriers
    • Insurance Glossary
  • Secure Area
  • Blog
  • Areas We Serve
    • Gulf Coast Region
    • Baton Rouge
    • New Orleans
  • About
    • About Us
    • Our Locations
    • Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
 
McInnis Insurance Services, Inc.

Personal Business Life Entertainment Medical Professional
Home > Blog > What to do if Your Car Gets Stolen
WEDNESDAY, JANUARY 27, 2021

What to do if Your Car Gets Stolen

At minimum, your car is your source of transportation, and probably something you’re quite proud of. It’s also one of your most significant monetary investments. You clearly don’t want to have a wreck or face any other type of vehicle damage, and one of the most significant of these might be vehicle theft. a motorcycle parked on top of a car

The Insurance Information Institute (III) estimates that vehicle theft caused more than $6.4 billion in financial losses in the United States in 2019. Individually, any theft could be an expensive one. 

On one hand, auto insurance will cover vehicle theft, provided that you have the right coverage within your plan. Still, there are a lot of things you can do to both prevent theft and mitigate any losses if the worst ever does occur. 

Avoiding Vehicle Theft 

Auto insurance plans offer a type of benefit called comprehensive coverage. It insures your vehicle against damage that is not related to a collision. Vehicle theft and vandalism (sometimes called partial theft) are nearly always covered under this benefit. Therefore, if your vehicle ever does get stolen or damaged in an attempted theft, then a claim on your comprehensive coverage can help you repair or replace the lost vehicle. 

Still, having auto insurance is no excuse not to use practical theft prevention techniques, such as: 

  • Always locking the car and arming your security system, even in your own driveway. 

  • Not leaving valuables on view inside the vehicle. 

  • Installing GPS tracking devices in the vehicle. 

  • Placing theft deterrents, like steering wheel locks, in the car. 

  • Parking in well-lighted areas close to your residence or place of work. 


What to Do If You Are A Theft Victim 

No matter how hard you try, you might not be able to avoid vehicle theft. Today’s thieves are crafty, after all. 

Still, if the worst occurs, then immediately spring into action: 

  • Call the police. Report the vehicle’s make, model, plate numbers and any distinguishing features. If you have any clues as to what might have happened, share them with the police. 

  • If you have a neighborhood watch patrol, then notify them of the theft, as well. 

  • Call your car insurance company. Regardless of whether you have comprehensive coverage for the loss, your insurer needs to know what has happened, and that you no longer have possession of the vehicle. 

  • Think about whether you have any important possessions in the car. This might include cash, credit cards, photo IDs or valuable belongings. You should report these items stolen and put safeguards in place to mitigate a threat to your identity and bank accounts. 


The police and your insurance company are there to help you in case of any instance of theft. So, don’t hesitate to rely on them to guide you through the process of either declaring your vehicle a total loss or recovering it with a minimal personal fine. 
Posted 5:53 PM

Tags: auto, car, insurance, coverage, stolen, vehicle
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015

  • insurance(34)
  • coverage(29)
  • home insurance(18)
  • mcinnis insurance services(16)
  • renters insurance(15)
  • auto insurance(15)
  • life insurance(13)
  • louisiana(10)
  • baton rouge(10)
  • protection(7)
  • baton rouge la insurance(7)
  • tips(6)
  • liability(5)
  • car insurance(5)
  • safety(5)
  • entertainment insurance(5)
  • business insurance(4)
  • policy(4)
  • spring storm tips(3)
  • homeowners(3)
  • car(3)
  • property(3)
  • premiums(3)
  • rates(3)
  • options(3)
  • condo insurance(3)
  • flood insurance(3)
  • costs(3)
  • new orleans(3)
  • value(2)
  • home(2)
  • baton rouge insurance(2)
  • motorcycle insurance(2)
  • damage(2)
  • life(2)
  • jewelry insurance(2)
  • belongings(2)
  • homeowners insurance(2)
  • auto(2)
  • renters(2)
  • accidents(2)
  • fire(2)
  • savings(2)
  • policies(2)
  • transportation(1)
  • at-fault(1)
  • exclusion(1)
  • summer(1)
  • beneficiary(1)
  • alarms(1)

View Mobile Version
icon Our Latest Blog
Read more >
icon What People Are Saying
Read more >
  • Progressive
  • CNA
  • Travelers
  • Liberty Mutual
  • Safeco
  • America First
  • America First
  • guard
  • gulfstates
  • lighthouseexcalibur
  • metlife
  • southernfidelity
Connect With Us: Facebook Twitter LinkedIn Google+ Yelp RSS
Icon

Visit Us

Agency
McInnis Insurance Services, Inc.
7814 Office Park Blvd
Baton Rouge, LA 70809

Phone: 225.926.0860
Toll Free: 844.926.0860
Fax: 225.923.3418
Icon

Site Links

Personal Insurance
Business Insurance
Life Insurance
Entertainment Insurance
Medical Professional Insurance

Hurricane & Flood Information
Make a Payment
Customer Service
File a Claim
Contact Us
Please note that we cannot bind insurance via email, fax or phone. Any quotes given are subject to underwriting guidelines by the respective insurance carriers. Any reference of coverage used is not intended to express legal opinion as to the nature of coverage, but rather just a brief generalization of coverages. Please read your policy for specific details of coverages.
© Copyright 2017. All rights reserved. Powered by Insurance Website Builder
How Can We Help You?
or call us at
225.926.0860