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McInnis Insurance Services, Inc. Blog: insurance

View the latest blog posts from McInnis Insurance Services, Inc..

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Tuesday, March 9, 2021

Understanding Life Insurance Terms

The world of insurance has its own unique set of vocabulary to describe its products. To help you understand the information included in a life insurance policy, we’ve gathered some basic terms.   The Basics of Life Insurance Terms  A Helpful Glossary of Common Policy Types and Terms  READ MORE >>

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Thursday, February 25, 2021

Cash-Value Homeowners Insurance

Protecting your biggest investment, your home, can be costly. If you are purchasing a house but are worried about expensive premiums, you may want to consider a more affordable cash-value policy.   How It Works  Every homeowner policy covers household contents. READ MORE >>

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Wednesday, January 27, 2021

What to do if Your Car Gets Stolen

At minimum, your car is your source of transportation, and probably something you’re quite proud of. It’s also one of your most significant monetary investments. You clearly don’t want to have a wreck or face any other type of vehicle damage, and one of the most significant of these might be vehicle theft. READ MORE >>

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Wednesday, December 23, 2020

How Does Renters Insurance Work with Pets?

Pets are a part of your family and should be protected. However, renters insurance with pets can be a little more complicated than expected. First, pets are generally covered under renters insurance, but not always in the way you expect.  Are Pets Considered Property for Renters Insurance?  READ MORE >>

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Friday, October 16, 2020

Is Homeowners Insurance Based on Property Value?

The amount of home insurance you need, as well as the price of insurance, depends on several factors. Primarily, your home insurance coverage needs should be based off the value of that which you want to insure. For example, the value of your physical home and personal belongings.   READ MORE >>

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Wednesday, September 16, 2020

Questions to Ask Insurers Before Buying Car Insurance

Insurers will ask you a lot of questions when you’re searching for car insurance. They will want to know where you live, how far you drive each day, what kind of vehicle you have, etc. But it’s just as important for drivers to know the right questions to ask their insurers before signing a car insurance policy. READ MORE >>

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Tuesday, August 25, 2020

Who Should Be Your Life Insurance Beneficiary?

When you decide to buy life insurance, you have to choose your policy beneficiary. This is the person who will receive the money from the policy upon the insured person’s death. You cannot be your own life insurance beneficiary, since you have to die for the policy to pay out. READ MORE >>

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Thursday, July 30, 2020

Does Renters Insurance Cover My Appliances?

When you buy renters insurance, your policy won’t cover the structure of the home itself. However, since you don’t own the dwelling, you won’t need this coverage. Still, you will need to insure your belongings, as well as protect yourself against the liability risks you pose to others. READ MORE >>

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Tuesday, June 30, 2020

Do You Know What Your Homeowners' Insurance Policy Covers ?

Many homeowners may have a problem and may not even be aware of it. Many don't know what their homeowners insurance policy covers. There are reasons for this, some of which are understandable.   Many people buy their initial homeowners' insurance policy when they purchase their home. READ MORE >>

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Friday, May 29, 2020

How to Buy Auto Insurance for a Vehicle with a Salvage Title

Whether you've been involved in a car accident or you're shopping for a new vehicle, it is important that you understand what a salvage title is and its implications when it comes to car insurance. Read this article to learn about how you can buy auto insurance for a vehicle with a salvage title. READ MORE >>

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7814 Office Park Blvd
Baton Rouge, LA 70809

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